High Cost Area Loan Limits 2010

Conventional
High cost area loan limits for individual counties can range anywhere between $417,000 and $729,750, and are based on the area median home price as established by HUD. There are no changes to the Conventional loan limits for 2010, including those for counties considered high-cost areas.
A complete schedule of Conventional loan limits by county may be found on the HUD website at
https://entp.hud.gov/idapp/html/hicostlook.cfm.
FHA
FHA minimum (floor) loan limits are set at 65% of the national conforming loan limit and will remain at $271,050 for 1-unit properties in 2010. The maximum (ceiling) loan limit for high-cost areas is equal to the conforming limit and remains at $729,750 for 1-unit properties in 2010.FHA loan limits for individual counties can range anywhere between $271,050 and $729,750 and are based on the area median home price as established by HUD. The limits for most counties are unchanged for 2010 however, as a result of an increase in median home prices in certain areas; approximately 24 counties will have higher FHA county loan limits for 2010 vs. 2009. A complete schedule of FHA loan limits by county may be found on the HUD website at
https://entp.hud.gov/idapp/html/hicostlook.cfm.

(See previous post for California limits by County.)